Legal & Compliance
Regulatory Status and Authorisation
Asset Legacy (Pty) Ltd is an authorised Financial Services Provider (FSP 16108) in terms of the Financial Advisory and Intermediary Services Act, 2002 (FAIS Act). The firm operates under the supervision of the Financial Sector Conduct Authority (FSCA) and is subject to all applicable regulatory, conduct, and disclosure requirements.
Scope of Information and Advice — Disclaimer
The information contained on this website is provided for general informational purposes only and does not constitute financial, investment, tax, legal, or other professional advice. No information on this website should be construed as a recommendation or solicitation to buy, sell, or invest in any financial product. Formal financial advice is provided only after a full assessment of a client’s individual circumstances and in accordance with FAIS requirements.
Independence and No Product Endorsement
Asset Legacy (Pty) Ltd operates as an independent advisory firm. The firm does not endorse, promote, or favour any specific financial product, insurer, investment manager, or financial institution. Recommendations are made objectively, based on client objectives, risk profiles, and long-term goals, and are not influenced by provider relationships or incentives.
Fiduciary Duty and Professional Conduct
Asset Legacy acts in a fiduciary capacity where applicable and is committed to acting honestly, fairly, with due skill, care, and diligence, and in the best interests of its clients. All advisory activities are conducted in accordance with FAIS General Code of Conduct, Treating Customers Fairly (TCF) principles, and recognised professional standards.
Confidentiality and Data Protection (POPIA)
Asset Legacy is committed to protecting the confidentiality and privacy of personal information. Personal data is collected, processed, and stored in accordance with the Protection of Personal Information Act, 2013 (POPIA). Information is used solely for lawful business purposes and is protected against unauthorised access, loss, or misuse.
Information Security and Website Use
Reasonable technical and organisational measures are implemented to safeguard information processed through this website. While all reasonable steps are taken to ensure accuracy and security, Asset Legacy does not warrant that the website will be uninterrupted, error-free, or free from harmful components.
Limitation of Liability
Asset Legacy (Pty) Ltd, its directors, officers, employees, and advisers shall not be liable for any loss or damage, whether direct or indirect, arising from reliance on information contained on this website or from its use. Users access and use the website at their own risk.
Third-Party Links
This website may contain links to third-party websites for convenience or informational purposes. Asset Legacy has no control over such websites and accepts no responsibility for their content, security, or privacy practices.
Jurisdiction and Governing Law
This website and all matters arising from its use are governed by the laws of the Republic of South Africa. Any disputes arising in connection with the use of this website shall be subject to the exclusive jurisdiction of the South African courts.
Contact and Complaints
Clients and website users may direct queries, complaints, or regulatory concerns to Asset Legacy directly. Where applicable, complaints may also be escalated to the Financial Sector Conduct Authority (FSCA) in accordance with prescribed procedures.
All enquiries are handled with strict confidentiality. This page is for informational purposes only and does not replace personalised advice. For tailored guidance, please request a confidential strategy consultation.